---
name: meow
version: 0.9.2
description: "Handles Meow setup, authentication, payments, cards, invoicing, document uploads, and configuration via CLI or MCP. Use when the user wants to get started with Meow, log in, send ACH, wire, or USDC payments, manage cards or spend controls, create invoices, upload documents, or complete Meow configuration."
tags: [fintech, cli, payments, mcp, developer-tools]
metadata:
  openclaw:
    emoji: "🐱"
    homepage: https://www.meow.com
    requires:
      bins: [meow]
    install:
      - kind: node
        package: "@joinmeow/cli"
        bins: [meow]
---

# Meow

Use this skill for Meow tasks through the Meow CLI or Meow MCP server.

Prefer the CLI. Use MCP only when the Meow MCP server is already configured or a CLI install is not practical.

## Network Access

The CLI and MCP server require network access. If network access is restricted, use an agent that has it. See [MCP server docs](https://developer.meow.com/mcp-server) for setup details.

## Default Workflow

Start with `meow start` unless the user explicitly asks for a different Meow command. `start` is the preferred entrypoint because it returns guided next steps from the backend and keeps the flow current.

```bash
# Install and start
npm install -g @joinmeow/cli
meow start
```

If global install is not ideal, use `npx @joinmeow/cli start` instead.

Every CLI response includes `hint` and `next_command` fields. Follow them.

## CLI First

Use the CLI when shell access is available. This includes terminal environments and agent sandboxes where commands can be executed directly.

Use MCP only as a fallback when the remote server is already configured or a CLI install is not practical.

## Authentication

If the user needs to log in directly:

Run `meow login --email you@company.com` to receive a verification code by email.

Run `meow verify --email you@company.com --code 123456`.

No passwords are used — identity is confirmed via email verification codes.

## Action Rules

Prefer `meow start` for first-time, ambiguous, or general Meow requests.

Do not guess missing required fields. Ask for them.

Ask for explicit confirmation before running `pay` or `confirm`.

## CLI Tools

| Tool      | Description                                         |
| --------- | --------------------------------------------------- |
| `start`   | Start the Meow CLI and guide through setup          |
| `login`   | Send verification code to email                     |
| `verify`  | Verify code and store encrypted credentials locally |
| `logout`  | Clear stored credentials                            |
| `pay`     | Send payments (ACH, wire, USDC)                     |
| `card`    | Manage corporate cards and spend controls           |
| `invoice` | Create and manage invoices                          |
| `upload`  | Upload documents (handles encoding internally)      |
| `confirm` | Submit completed configuration                      |

Run `meow <command> --help` for full usage of any tool.

## MCP Server

```json
{
  "mcpServers": {
    "meow": {
      "type": "http",
      "url": "https://mcp.meow.com/cli"
    }
  }
}
```

Use this only when CLI use is not practical.

## Error Handling

| Error                     | Action                        |
| ------------------------- | ----------------------------- |
| 401 Unauthorized          | Re-run `login` flow and retry |
| 400 Bad Request           | Check error, fix field, retry |
| 500 Server Error          | Retry once after delay        |
| Verification code expired | Run `login` again to resend   |

## Links

- **Website:** https://www.meow.com
- **CLI:** `npm install -g @joinmeow/cli`
- **Documentation:** https://www.meow.com/llms.txt
- **Skills:** https://www.meow.com/skills.md
- **Terms of Service:** https://www.meow.com/legal/terms